The 26 best Payments & Finance tools for D2C

Payments & Finance

Tools

Afterpay

Afterpay is a ‘buy-now-pay-later’ platform that allows customers to pay for their purchases over four, fortnightly instalments. Retailers that offer Afterpay get paid immediately, but are charged a merchant fee of 4.17%. It’s like a modern-day credit card with an interest-free period.

Payment

Payments & Finance

used by

177

brands

Klarna

Klarna gives your customers flexibility on payment when purchasing from your store. Customers can split their purchase into manageable instalments or pay for your order up to 30 days later. The merchant cost for each purchase is up to 0.30 USD + 3.29% per transaction.

Payment

Payments & Finance

used by

135

brands

Affirm

Affirm boasts that it can boost the average order value (AOV) customers spend when they’re shopping at your store by giving them a way to purchase your products with credit, but at a (potentially) lower cost than they would with a credit card.

Payment

Payments & Finance

used by

brands

Sezzle

Sezzle is a Buy Now Pay Later solution that enables customers to pay for goods in 4 instalments. Sezzle assumes all credit risk and the merchant gets paid in full immediately.

Payment

Payments & Finance

used by

brands

Wayflyer

eCommerce funding built for growth. Wayflyer provides flexible funding, actionable insights, and inventory sourcing solutions to the world’s fastest-growing eCommerce businesses.Fast, flexible funding from $10K - $20M. Avoid dilution, minimize risk and accelerate your growth.

Financing

Payments & Finance

used by

brands

EcoCart

A free plugin that offsets your carbon footprint at checkout. Their algorithm determines the exact cost of offsetting the emissions from manufacturing & shipping of each order - and customers have the option to check a box to make their order carbon neutral, usually adding 1-2% to their total.

Cart & checkout

Carbon Offset

Payments & Finance

used by

brands

QuadPay

QuadPay is a buy now pay later solution that enables customers to split an order into 4 installments paid over 6 weeks. Your customers' linked debit or credit card is charged in 4 installments over 6 weeks.

Payment

Payments & Finance

used by

brands

Bold Checkout

Use Bold to generate predictable recurring revenue and customer loyalty with a customizable subscription program that’s unique to your business.

Cart & checkout

Payments & Finance

used by

brands

Cloverly

Cloverly helps brands neutralize the environmental impact of their activities by calculating carbon emissions, matching them with an offset project, purchasing verified carbon offsets or Renewable Energy Credits (RECs), and reporting the transaction in a unified dashboard.

Payment

Carbon Offset

Payments & Finance

used by

brands

Clearco

Clearco is a suite of performance financing products & services tailor-made to help founders win. A pay-as-you-grow pioneer and the world’s largest ecommerce investor, their mission is to remove the barriers between brilliant ideas, and brilliant businesses.

Financing

Payments & Finance

used by

brands

Govalo

Reinventing the digital gifting experience. Govalo lets you sell custom gift cards on your store using a customizable gift card builder.

Gifting

Payments & Finance

used by

brands

Braintree

Braintree is the only way to offer buyers the most popular payment methods -- including PayPal, Venmo (in the US), credit & debit cards, and digital wallets -- in a single integration. Braintree's checkout is designed to be seamless and secure, whether you choose their UI or tailor-make your own.

Payment

Payments & Finance

used by

brands

Clearpay

Clearpay offers an instalment payment option that is based on the lifestyles of Millennials. We give shoppers the freedom to buy what they want today and pay over time, interest-free.

Payment

Payments & Finance

used by

brands

Catch

Earn store credit by helping merchants save on credit card fees. Basically, instead of paying by credit card - you pay via bank transfer (similar to Venmo). That saves money for the merchants, and those savings get passed onto you (10% cashback)

Loyalty

Payment

Payments & Finance

used by

brands

Clyde

Clyde empowers businesses to offer extended warranties and accident protection to their customers. Their plans cover warranty extensions, wear and tear, water damage and even accidents, for up to five years.

Product Insurance

Payments & Finance

used by

brands

Settle

Need extra runway, but have invoices to pay? Settle will pay your vendors upfront, allowing you to pay them back 30 to 90 days later.

Financing

Payments & Finance

used by

brands

Uncapped

Europe's #1 revenue based finance provider for startups. Get up to £5m in 24 hours. No dilution or personal guarantees. Apply in minutes.

Financing

Payments & Finance

used by

brands

Mercury

Mercury provides full-stack banking for startups, including FDIC-insured bank accounts, physical & virtual debit cards, free domestic & international wires, and integrations with the tools your startup uses (Zapier, Quickbooks, Shopify, Gusto etc.)

Financing

Banking

Payments & Finance

used by

brands

Parker

Parker helps merchants unlock their potential with our growth-focused credit cards. Get up to net 60-day interest-free payback terms.

Payment

Financing

Payments & Finance

used by

brands

Chargebee

Chargebee is a subscription management tool. Generate orders, schedule and sync them in fulfilment platforms without breaking a sweat. Use Chargebee's comprehensive suite of capabilities to customize your checkout, manage billing, and to sort revenue recognition.

Subscription

Payments & Finance

used by

brands

Ampla

The Ampla platform provides accessible capital to build your business. With Ampla, you will never pay more than your stated annualized percentage rate (APR). Flat fee solutions can add up to 50%+ annualized interest. Understand the difference between APRs and flat fees.

Financing

Payments & Finance

used by

brands

Main Street

Get $50K+ back from the IRS in 20 minutes. MainStreet helps software, hardware, and venture-backed startups claim tax credits most accountants never claim.

Business operations

Payments & Finance

used by

brands

Rho

Business banking made simple. Built for teams to control every dollar, supercharge every cent, and de-risk every decision — who move faster and save more money.

Business operations

Banking

Payments & Finance

used by

brands

Neutrl

Neutrl is a platform that lets merchants reduce their carbon footprint with the tap of a button. By adding around 1% of the order value to the cart, Neutrl funds some of the most innovative carbon removal technologies worldwide.

Cause Marketing

Payment

Payments & Finance

used by

brands

Streamlined

Streamlined is an easy-to-use, powerful invoicing platform for launching a wholesale channel or taking it to the next level. Issue fully customizable invoices at the click of a button. Spend less time chasing down customer payments and pushing paper. Accept payment by ACH, credit card, eCheck, even paper checks: Streamlined will receive and process your customers' payments, and will automatically reconcile the right payment to the right invoice in Quickbooks with zero effort.

Wholesale

Invoicing

Payments & Finance

used by

brands